Eric: Is infrastructure the biggest barrier?
Amir: The biggest challenge is that federal and local policy don’t plan well together. Our infrastructure model is built around municipal finance — which assumes local understanding and federal backing. Without alignment, things stall. And we lost a lot of technical assistance funding, which was going to be key for educating lenders, communities, and individuals.
Eric: How do you explain the stakes to people who aren’t in this work?
Amir: It’s not hard to explain to a homeowner with a HELOC why solar makes economic sense. But in working-class, renter, rural, or Indigenous communities — the technical assistance is vital. They get the climate risk. What’s missing is someone to help connect the dots and unlock the resources. That’s what JCF does.
Eric: What’s been the hardest moment for you personally?
Amir: Watching the local lenders and community orgs stall — they were counting on this. They built plans around federal support. Now we have to keep them focused on the local need, because policies change, but the conditions in these communities don’t.
Eric: Any advice for other leaders navigating uncertainty?
Amir: Go back to your why. Stress can create opportunity. It forces you to rethink who your partners are, how your product works, what kind of funders you need. Don’t just blame the conditions. Ask: what does this mean for me and for my organization? Then adapt, move forward, and double down on your mission because your purpose doesn’t change just because the road gets harder.”